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Hitting your credit limit - There are many reasons why hitting your credit limit can be dangerous
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An unauthorized cash advance might be handled in the same manner as a purchase over the credit limit
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Making substantial payments every month will help you keep the interest under control
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However, paying bills on time is crucial to maintaining a positive credit record
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Thats why when starting out the best credit cards are the ones that have low spending limits, unless you can afford to pay for any of the charges that are made on it
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No money comes out of your bank account and no cash comes out of your wallet
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Plus, there is no requirement to pledge security against the amount as it is unsecured in nature
If you play your cards right you’ll prove to creditors that you are a person who can take care of business in a mature and responsible way
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